Credihealth, India’s leading medical assistance company has partnered with leading banks and NBFCs to offer collateral free medical loan facility on its platform. The loan amount ranges from Rs. 30,000 to Rs. 50 lakh for a tenure starting from 6 months to 48 months. Users can now apply for medical loans via Credihealth and make paperless in-principal transactions.
As a one-stop-shop for loan sanctions, Credihealth will forward the loan application to all the banks and NBFCs for the necessary approvals as part of this new service. As far as its partnership with provider goes, an executive will connect with the user immediately and in the next 48 hours, users will get to know the amount of loan he/she is eligible for. In the next 24 hours, the applied loan will get sanctioned. This entire process will take only 3-4 days as in medical emergencies, speedy approvals and disbursals are of the essence.
It has also partnered with leading Fintech company, Rubique. Through Rubique’s advanced technology platform, network of 65+ financial institution tie-ups and strong distribution across 29 cities, Credihealth expects to reach larger audience with their unique propositions. The partnership also brings the benefit of fulfilment support to Credihealth through Rubique’s fulfilment centres.
Commenting on this partnership, Mr. Ravi Virmani, Founder and MD, Credihealth said that there is an imperative need to not only get quality healthcare but also financial means to get access to these facilities easily and on time. In fact, medical loans is one area which is yet to penetrate the Indian healthcare market as a majority of patients are either paying in cash or doing top-ups to pay their medical bills. But there are patients in dire need of medical treatment and have no medical funds at all. In order to fulfil this need, Credihealth is making it convenient for patients to pay their medical bills through the EMI model.
It has a panel of over 30,000 specialist doctors, and has served more than 1.8 lakh patients across 10 cities including Gurgaon, Delhi, Mumbai, Hyderabad, Chennai and Bengaluru. For its medical loan facility, it caters to every class of people whether they are salaried, self-employed or retired.
The company stated operations in 2014, and is the only Indian healthcare company to have tie-ups with over 630 hospitals in tier 1 as well as tier 2 geographies. Its partner hospitals include Fortis, Medanta, Columbia Asia, BLK, Paras, Artemis, etc. By using Credihealth user can benefits by accessing verified information on hospitals and doctors, comparing customer feedback and can also get cost estimates of medical treatment they are looking for. Each consumer is assigned a Credihealth Medical Expert who personally understands the medical symptoms and offers the most appropriate options offline and online.
Credihealth teams up, banks, nbfcs, offer collateral-free medical loan facility
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